Sales: (972) 885-2191
General Information: (214) 398-8204
6575 C. F. Hawn Freeway, Dallas, TX 75217

Buy Here Pay Here Auto Financing

For millions of Americans struggling with their credit score, a buy here pay here car dealer may be the best option to get them and their families back on the road. For Dallas, the premiere dealership with in-house financing is Auto City.

Customers choose Auto City Credit because we care. We provide late model vehicles and superior service. We help customers rebuild their credit. We treat every customer like family.

buy here, pay here

What if I have bad credit?

If you’ve been turned down before, just relax. We help people every day with bad credit. We know good people sometimes have credit problems. Divorce, loss of a job, a medical problem — things can get out of control fast, and we totally understand that. But we’re more interested in your future; not your past. And, best of all, we are the bank and we will get you approved.

What kind of vehicles does Auto City carry?

At Auto City, we specialize in pre-owned luxury. We have Lexus, Cadillac, Lincoln, and other luxury vehicles. We also have the best sport utility vehicles and trucks — such as Tahoe, Navigator, Silverado, and other similar vehicles. In fact, we have over 200 vehicles for you to choose from. Pontiac, Chevrolet, Ford. We have almost every style you can think of. We want you to drive away in a vehicle that you can’t wait to show your family and friends. We want you to have a vehicle that you’re PROUD TO DRIVE.

What do you mean by “Your Job is Your Credit”?

People come in all the time worried about their credit. If you’re out there working hard every day — doing your best to support yourself and your family — that IS your credit with us. We finance your future not your past.

Do you report to the credit bureau?

Absolutely. Unlike smaller dealerships we report each month to the Experian Credit Bureau. We consider that one of the most important benefits of buying a vehicle from Auto City. So many of our customers reestablish their credit with our help, and all of a sudden a new world is opened up to them — they can buy that new house, they get credit card offers — Auto City is that fresh start, and we’re proud to give our customers that kind of help.

Do your cars have a warranty?

One service that really sets Auto City apart from other dealerships is our exclusive Worry Free, 24 month/24,000 miles, limited warranty. It’s one of the very BEST warranty programs in Texas, and it’s included with every vehicle we sell — from our least expensive to our most expensive.

What do I need to bring with me to get approved?

Please bring the following items with you to the dealership:

  • Proof of income (last 2 pay stubs, court ordered child support, pension benefits)
  • Proof of residence (proof of lease or mortgage and phone or utility bill)
  • Driver’s license or ID
  • Name, address, and phone numbers for at least 5 local references
  • Down payment

That’s it. We make it simple.