Buy Here Pay Here Dealers in Texas
Are you searching for an auto financing solution in Texas that fits your budget and lifestyle? Auto City is here to help. We proudly serve drivers from across the Lone Star State through our network of used car dealerships in Dallas, Arlington, and beyond. Wherever you are in Texas, you’re never far from fast approval for a dependable used car, truck, or SUV.
Auto Financing in Texas Made Easy
How do we make car financing so simple for Texas drivers? It’s because Auto City is a Buy Here Pay Here (BHPH) dealership. That means we are both the dealer and the lender—allowing us to approve customers that traditional banks and credit unions often turn away.
Even if you have:
- Bad credit
- No credit history
- Past bankruptcies
…we can still work with you to get you approved. At Auto City, your job is your credit.
How Buy Here Pay Here Works
Traditional dealerships sell you the vehicle but leave the financing up to outside lenders. Those lenders rely heavily on your credit score, often making it difficult for buyers with less-than-perfect credit to secure a loan.
At Auto City, the process is different:
- Choose your vehicle from our wide selection of used cars, trucks, and SUVs.
- Finance in-house with Auto City, where our team of experts helps create a payment plan that fits your budget.
- Drive with confidence, knowing you’re backed by our warranty and customer-first guarantees.
This one-stop approach means you won’t get stuck waiting on bank approvals or worrying about credit rejections. Instead, you’ll find a dealership that looks at more than just your credit score.
Flexible Auto Loan Options for Texas Drivers
As a trusted buy here pay here dealership in Texas, we offer flexible financing programs. With proof of income, we can design a loan solution that works for you. Income doesn’t have to come from a traditional paycheck—many forms of income are considered, including:
- Self-employment earnings
- Child support
- Pension or retirement income
- Other verifiable sources via bank statements
Our goal is to make sure every Texan has access to affordable, reliable transportation.
Online Pre-Approval Across Texas
Getting started is simple. Use our online pre-approval form from anywhere in Texas, and one of our finance experts will contact you with next steps. Bring a few required documents when you visit one of our dealerships, and you could be approved and driving home the very same day.
Why Texas Drivers Choose Auto City
Auto City offers more than just car loans—we provide peace of mind. Every vehicle comes with:
- A 24-month / 24,000-mile limited warranty
- 3-Day money back guarantee
- Full service and support at our dealership locations
With these benefits, it’s no surprise why so many drivers across Texas choose Auto City as their first stop for buy here pay here car financing.
Visit Auto City in Texas Today
If you’re looking for a dependable vehicle and flexible auto financing, Auto City is ready to help. Visit one of our Texas dealerships in Dallas or Arlington, or start your approval online today. With Auto City, a better car and a better future are just around the corner.
