Buying a good used car is easy when you know what to look for. There are dealerships that make things convenient for the customer. They offer a wide variety of makes and models. One characteristic of a service-oriented dealership is the desire to help buyers get what they want. Beware of dealerships that tell you which car(s) you may buy based on your credit history. At Auto City, you have the option to buy any of our 300+ vehicles regardless of your credit. You choose the vehicle based on your needs and the money you wish to use as a down payment.
The first goal of a positive dealership is to find out what the customer wants. The salesperson has your desire in mind, but also knows what it takes to achieve it. If he cares to help you, he is going to ask you qualifying questions. He wants to know where you work, how long you have been there, how much money you earn and how much you have for a down payment. The answers to these questions help the sales representative show you vehicles that fit your needs and lifestyle.
Find a dealership that offers in-house financing. This is a convenience that helps many customers who are still feeling the effects of the last economic recession. Other options exist today for bad credit financing, but beware dealerships that “spot” deliver you based on finding a lender after you drive off. This can be especially problematic if you used your existing vehicle as a trade. If that dealer cannot secure financing, you must return their vehicle but it’s unlikely you’ll get your trade back. Instead, the dealership will return the value of the trade in as a check. Now you have nothing to drive until you locate a dealership that can finance someone with bad credit.
Customers needing a dealer-financed car find the approval process is easy. There is a credit application; however, the process for approving the loan is different. Although the dealer will probably seek a credit bureau report, it does not carry the weight it would at a conventional bank. Using manual references, such as landlords and utility companies, is a common practice. Buy here pay here stores consider your stability and ability to be the most important factors, not your credit score.
You will receive a detailed explanation of the warranty coverage that comes with your purchase. All mechanical devices wear out and break down eventually; vehicles are no exception. Most used vehicles are sold AS-IS or include a small warranty for 30 days or 1,000 miles, whichever comes first. Auto City knows that the high costs of repairs are out of reach of most customers in today’s world. A transmission or motor problem can cost between $2000 and $4000. You should never buy a vehicle without a substantial warranty unless you are confident you have enough money saved to afford those major repairs should they occur. That’s why Auto City offers one of the best used car warranties in the business, 24 months or 24,000 miles, whichever comes first. And remember, not all warranties are created equal; read the fine print. Some warranties may look good but actually provide little coverage.
Your old car gave you all that it could. The time has come to replace it. Go out and find a dealership that wants your business. Your next set of wheels is waiting.